Privacy policy

Welcome to Blossom! This Privacy Policy explains how we collect, use, and share your personal information when you use our services.

Blossom Financial Technologies LLC (“Blossom,” “we,” “us,” or “our”) is a subsidiary of Blossom Inc. We’re committed to protecting your privacy and being transparent about how we handle your data. You can always find the latest version of this policy on our website at www.blossom.net , and you’re welcome to reach us anytime at support@blossom.net with questions.

What this covers

This policy applies to your use of any Blossom product, service, website, mobile app, or feature tied to a Blossom account. It includes information we collect from current and former users. If you stop using our services, we still protect your data as described here.

This policy doesn’t apply to other Blossom products or services that have their own privacy terms.

What we mean by “personal information”

“Personal information” means data that identifies you as an individual—like your name or account details. It doesn’t include info that’s been anonymized or combined in a way that can’t be tied back to you.

The info we may collect

Automatically from your device:

• IP address

• Browser and device type

• Pages viewed

• Location data (if enabled)

When you sign up or use Blossom

• Name, address, phone number, and email

• Date of birth and government ID (like SSN)

• Device and connection info

• Payment details like bank accounts or credit cards

• Location data to help with fraud prevention and app functionality

We may also collect info from partners for identity checks, fraud detection, or processing payments.

Geolocation info

If you let us access your location, we’ll use it to improve your experience and detect suspicious activity. You can manage location settings through your device.

Note: Without location access, some features may not work properly.

Children’s privacy

Blossom isn’t intended for anyone under 13.

Cookies and tracking

We use cookies and similar tools to:

• Keep you logged in

• Customize your experience

• Measure how people use our app and site

You can block cookies, but some features may stop working. We don’t respond to “Do Not Track” signals from browsers.

How we protect your info

We take your privacy seriously and use a mix of physical, electronic, and procedural controls to protect your data. This includes encryption, firewalls, and access controls.

We store your data on secure servers in the U.S. Only authorized employees can access your info.

Despite these safeguards, no system is 100% secure. We recommend you keep your credentials private.

If there's ever a security breach, we’ll notify you in the app, on our website, or by email—depending on your location and legal requirements.

How we use your info

We use personal information to:

• Provide and support Blossom services

• Process your transactions

• Communicate with you

• Prevent fraud and unauthorized activity

• Improve our products and design new features

• Send product updates or promotional messages (you can opt out)

• Comply with legal obligations

If you’ve enabled location access, we may use it for security and location-specific features.

Sharing your info

With other Blossom users

We share limited info with the people or businesses you transact with, but not your full financial details—unless you give us permission or we’re required by law.

With third parties

We share your info only when necessary, including with:

• Service providers helping us run our business (fraud prevention, support, tech)

• Legal authorities when required

• Our parent company and affiliates (for business operations only)

• Companies involved in a merger or acquisition, with notice to you

We never sell your data or share it for third-party marketing.

Your choices and access

You can view or update your info anytime by logging into your Blossom account. Want to close your account? Just let us know.

Links to other sites

Our app and website may link to third-party sites. We don’t control them and aren’t responsible for their privacy practices. Please read their policies before sharing any info.

Policy Updates

We may update this Privacy Policy occasionally. When we do, we’ll let you know in the app, on our website, or by email. Using Blossom after changes means you’re okay with the new version.

Questions?

We’re here to help. Reach out at support@blossom.net with any privacy-related concerns.

Consumer privacy notice

Federal law requires us to tell you how we collect, share, and protect your personal information. Here’s a quick breakdown.

Why?

Financial companies choose how they share personal data. Federal law gives you rights to limit some of it.

What?

We may collect:

• SSN and account balances

• Payment and transaction history

• Credit history or scores

We continue to share this info even after your account is closed, as outlined below.

How we share info

Who we are

Blossom Financial Technologies Inc. provides the Blossom app and website.

How we protect and collect your info

We protect your info with industry-standard tools and practices. We collect your data when you:

• Open an account

• Link a card

• Use the app

• Communicate with us or partners

We also use credit bureaus and other companies to help with verification.

Why can’t I limit all sharing?

Federal law only lets you limit:

• Sharing about your creditworthiness

• Affiliate marketing

• Non-affiliate marketing

State laws may give you more options. Contact us to learn more.

Definitions

Affiliates: Companies related by ownership (financial and non-financial).
Non-affiliates: Companies not related to us, like service providers.
Joint marketing: When we work with a non-affiliated financial company to market together.

Other info